When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents The Other Sure Thing Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared? Insurance Needs Assessment: When You're Young and Single Even if you’re young and single, you should still consider protecting yourself. Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.