Insurance

We do not work for an insurance company; we work for you. We have the freedom to create complete insurance coverage solutions for you because we can choose from a much wider range of options. Being independent, we have more choices and able to offer you high-quality, fully tailored policies at the most competitive price.

Life insurance should be an item reviewed every year and at TMS we do so. With every one of our clients we complete a life insurance needs analysis to see if you are comfortable with the amount of insurance you have or wish you had. Often times, life insurance is about procrastination. The majority of us look at our situation and realize we need more life insurance but don’t do anything about it. Take control of your family by protecting your insurability. Contact us today to get the process started.

• Individual Life Insurance (Term, Whole Life, Universal, Variable)
• Disability Insurance
• Long Term Care
• Key-Man Insurance
• Wealth Transfer Options
• Review current insurance policies
• Life insurance needs analysis
• Medicare